Payment Gateway

Online merchants and consumers alike expect online buying and selling to be easy, efficient, and safe. Ecommerce transactions trigger complex automated processes that involve downstream players: banks and payment processors to name just two. In addition, technological advances in smartphones and e-wallets, shifting purchase patterns, and demand for cross-border, multi-currency electronic payments have fueled PSP competition to maintain and increase market share.

New technologies have already simplified and smoothed business-to-business and business-to-customer experiences with mobile payments, e-wallets, and contactless cards. As the online payment processing market grows, user demands for additional payment features and options lead growth in multiple directions.

Providers are under pressure to provide peer-to-peer payments beyond traditional banking models, and to facilitate a cashless society that can enable any purchase, even mechanical transactions such as parking meters or vending machines. These demands create technical challenges for merchants, processors, and users up and down the transaction path.


SAVIS has the payment gateway to facilitate payments for bill services and also for online merchants in the e-commerce market. With the payment gateway, SAVIS creates an eco-system for all players, such as billers, banks, online merchants, physical stores and end-customers to make payments for anything anywhere, at anytime, by any means.

When a customer places an order from an online store, the payment gateway performs several tasks to finalize the transaction:

  • Encryption: The web browser encrypts the data to be sent between it and the vendor’s web server. The gateway then sends the transaction data to the payment processor utilized by the vendor’s acquiring bank.
  • Authorization Request: The payment processor sends the transaction data to a card association. The credit card’s issuing bank views the authorization request and “approves” or “denies.”
  • Filling the Order: The processor then forwards an authorization pertaining to the merchant and consumer to the payment gateway. Once the gateway obtains this response, it transmits it to the website/interface to process the payment. Here, it is interpreted and an appropriate response is generated. This seemingly complicated and lengthy process typically takes only a few seconds at most. At this point, the merchant fills the order.

Our online payment gateway lets you take safe and secure credit card, debit card and PayPal payments through your website. We’ve simplified our pricing plans to offer more choice and flexibility to suit your business. Our Business Manager tool enables you to track and manage your transactions, giving you valuable reporting and insight into your business.

  • Offer customers more ways to pay.
  • Industry leading reliability
  • Simple and speedy setup
  • Accept all major credit and debit cards
  • Secure your payments with our fraud screening to help protect you and your customer
  • Manage your invoices and transactions with our simple online reporting tools
  • Set up recurring payments and subscription-based payment plans for your customers
  • Accept payments in over 116 currencies
  • Our payment processing systems are compliant with PCI DSS industry security standards
  • Flexible pricing plans